A terminal is the hardware and software that helps businesses accept and process credit, debit, and contactless payments. The hardware reads the card and authenticates the user.
There are many types of payment terminals. Some are designed for retail transactions with features like chip and PIN authentication. Others are designed for online transactions. The most common terminals used in day-to-day business scenarios include:
A POS terminal is a physical device in brick-and-mortar stores, or a checkout point on online retail platforms. These terminal processes various forms of payments, including card transactions, contactless payments, and digital payments.
Smart terminals are an advanced option for Point of Sale (POS) systems. At the basic level, these terminals help merchants accept various payment methods, including tap, chip cards, and PIN payments.
Unlike traditional terminals, smart terminals often leverage cloud technology, Bluetooth, and radio frequency to transmit card details to the bank for secure processing.
A terminal payment is an indispensable component of everyday business operations.
At Merchant Bugs, we offer a range of smart and traditional from leading brands such as Dejavoo, Ingenico, Valor, Shift4/SkyTab, Aloha/NCR, Sentil, Clover and more.
Apart from the terminals, we guide clients through the selection process, ensuring they make the right decision and provide what best fits their business model.
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